Choosing Excellent Insurance Coverage

Protecting Your Interests By Maximizing Your Engagement - Questions To Ask Your Public Adjuster

When you're locked in a battle with an insurance company, it's important for you to feel like you have help on your side. While the insurance company may have experience and resources that you don't, you may be able to channel your dogged determination into a valuable quality. However, that determination still needs proper guidance.

A public adjuster like Skipton Claims Management can work with you to represent you throughout the claims process, but unless you've been caught up in insurance difficulties before, you may still need more information. Below, you'll find a guide to some questions you should be sure to ask your public adjuster to secure that information and put yourself on the path toward a positive and equitable settlement:

Ask About Evidence Gathering

Fundamentally, your insurance claim will come down to proving the extent of damage and the assignment of fault. In most cases, these determinations come from a relatively well-established collection of facts, but collecting those facts may prove to be tricky.

Be sure to ask your adjuster about what you can do to provide them with the information they need to pursue your claim. This may range from photographic evidence and on-site inspections to documentation proving the history of repairs. All of this information represents individual pieces to the puzzle, and it should all be preserved.

Ask About Attorney Engagement

While your insurance company will likely be willing to work with you, it's important that you consider all options for protecting your interests. Your adjustor will have experience in working through difficulties in the process, but in some cases, you might require additional support.

If it becomes necessary to hire an attorney, your public adjuster can work with you to identify one in your area with the requisite knowledge and experience to assist with your claim. Many adjusters have been involved in enough legal proceedings to have well-developed opinions on specific lawyers, so you should be willing to trust those instincts.

Ask About Contingency Fees

Ultimately, when you collect your money from your insurance company, it's important that you have the peace of mind of knowing that you won't be forced to sacrifice a large part of it. Most public adjusters work on a contingency basis that allows them to be paid as a portion of your insurance payout, but you should be able to work together to find both a rate and a payment schedule that works for both parties.