As you finalize the details of buying your first home, one of the things that you should never underestimate is the importance of your homeowner's insurance. When it comes to buying a homeowner's insurance policy, there are many things to consider to ensure that you're getting the coverage that you need. Here's a look at some of the things that you need to discuss with your insurance agent. Market Value or Replacement Cost [Read More]
Top 5 Reasons Why An Insurer May Cancel Your Car Insurance Policy
You can cancel your car insurance policy at any time for several reasons. Similarly, your auto insurer can also cancel your policy for various reasons. You will receive a written notice, and if you act right and fast, you may be able to turn things around. Why Cancel? Laws vary by state, and policies vary among car insurance companies. That said, here are some reasons why your auto insurer may decide to cancel your policy. [Read More]
Do You Know What Your Auto Insurance Really Covers?
All too often, individuals find themselves in shock when they find out that the damage done to their vehicle is not covered under their auto insurance policy. This typically happens because individuals are not really aware of what protection each type of coverage offers. Consequently, they simply choose the policy with the lowest monthly premiums and assume that it will fully protect them. Thankfully, you can avoid finding yourself in this same position by taking just a moment to learn more about each type of auto insurance coverage so that you can make sure you are choosing a policy that really offers the level of protection you need. [Read More]
Everything You Need To Know About A Commercial Auto Insurance Policy
If you own or manage a business with company vehicles or a delivery fleet, you are going to need a commercial auto insurance policy. Here's what you need to know. What is commercial auto insurance? Commercial auto insurance is a type of insurance coverage that helps protect businesses and their employees if they are involved in a car accident. This type of insurance can help cover the cost of repairing or replacing a business vehicle, as well as any medical expenses that may be incurred by employees who are injured in an accident. [Read More]