Factors Determining Commercial Property Insurance Rates

Posted on 18 June 2018

Property insurance coverage is one of the most basic and most important insurance needs of businesses. This is because it protects the most vital part of your business operations – your business properties. Here are some of the factors that will determine how much you pay for your property insurance.  Construction This refers to the design of the building as well as the materials used to construct it. The construction is important because some materials or building designs are more susceptible to damage than others. [Read More]

Five Important Things To Know About Named-Driver Exclusion From Auto Insurance Coverage

Posted on 26 April 2018

Car insurance companies generally assume that an insurance coverage extends to everybody in a household. However, you may be allowed to name specific people that you want to be excluded from your coverage. This is called Named-Driver exclusion, and here are five things you should know about it: Some Carriers Don't Allow It There are auto insurance carriers that won't allow you to exclude drivers in your household even if you want to. [Read More]

What Types of Insurance Does Your Small Business Need?

Posted on 17 March 2018

If you are just starting your own small business, you may be wondering how best to protect your investment. There are many different types of business insurance policies, but not all types are right for every business. Check out these five common types of insurance your small business may need. General Liability Insurance Just about any business needs general liability insurance. This type of insurance is designed to cover common issues businesses face. [Read More]

What To Do When The Insurance Company Wants You To Exclude A Driver

Posted on 8 February 2018

Auto insurance policies cover the vehicles they were purchased for, which means any damage to the cars or trucks will generally be covered regardless of who is driving them. However, sometimes insurance companies will insist a policyholder exclude a particular driver from being covered. Here's what it means if this happens to your and what you can do about it. Why the Insurer May Object to a Particular Driver The reasons an auto insurance company may want you to exclude a driver are the same reasons they may refuse to approve a potential policyholder for coverage: the person has demonstrated he or she is a high-risk driver. [Read More]

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Choosing Excellent Insurance Coverage

Do you remember the last time you were involved in a serious accident at home or abroad? Emergencies are never convenient, which is one of the reasons having insurance is so crucial. I wanted to create a blog completely dedicated to choosing the best insurance policies, so I designed this website. Check out this blog for more information on choosing excellent coverage. You never know when you will need it, but having it will help you to know that you are covered in the event of an emergency. Check out this website for great advice on choosing an insurance policy.

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