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3 Things To Know About Car Insurance And Animal Collisions

Auto insurance is designed to protect you if you are involved in an accident, and most people instantly think of accidents that take place with other vehicles, but these are not the only types of accidents people have. There are many times when people collide with animals while driving, and this is a totally different type of event, yet insurance can still cover it. Here are three things you should understand about car insurance and collisions with animals.

Self-Employed, Single, And Searching? Top Tips For Finding Affordable Health Insurance Plans

Health insurance is an important part of protecting your health and your financial security, should a serious illness or injury occur. Unfortunately, the search process can be confusing, especially for those who are single and self-employed. If you work in your own small business and are seeking affordable health care options, consider using this information to help with your search.  Consider opting for major medical only  One way to make health insurance more affordable as a single person household working alone in a small business venture is to consider opting for only major medical coverage.

3 Reasons People Get Homeowner's Insurance

Folks with homeowner's insurances policies never want to be in circumstances for them to have to be used. There are, however, a number of situations where it's simply wise to have one in place. Let's take a look at three of the most common reasons people elect to get homeowner's insurance plans. 1. It's Required for a Mortgage When the bank loans you money to buy a house, they do so with the understanding that the house itself is collateral for the loan.

Buying A Used Car? 4 Steps You'll Need To Take Right Away

If you've recently purchased a used car from a private party, or you plan to do that within the next few weeks, there are some things you need to know. The process of buying a used car doesn't stop once you have the keys. In fact, there are quite a few things you'll need to do once you take possession of a used car. Here are four crucial steps you need to take when you purchase a used car.

Becoming A Property & Casualty Insurance Agent

If you have an interest in public communications, a knack for sales, and an interest in helping people protect their property, becoming a property and casualty insurance agency could be a good career move for you. Here are a few things you will want to know before you get started on the path to becoming a licensed agent.  Can you work as an individual agent? Once you have taken the necessary steps in your state to get your license as a property casual insurance agent, you can choose whether you want to work with a company or if you want to act as your own free agent.

Buying A Home? 3 Things To Know About Getting Insurance Coverage

When you purchase a new home, you are going to need to purchase an insurance policy to go with it. Not only is purchasing insurance a smart move, it is going to be required by your mortgage lender. #1 Always Compare Coverage Between Companies When you are shopping for home owner's insurance, never go with the first offer that you get. Always take the time to get quotes from at least three different insurance companies.

What Will You Learn In Property Insurance Classes?

If you are looking for a rewarding career in the insurance field, you will have to get a property and casualty insurance license. In order to get this license, you will have to take training courses and then pass the exam that is set forth by the state in which you live. One component of the training you will undergo will be property insurance classes. This is only one part of what you will learn about before taking your exam, but the property insurance class will expose you to a wealth of knowledge on insuring property.

Factors Determining Commercial Property Insurance Rates

Property insurance coverage is one of the most basic and most important insurance needs of businesses. This is because it protects the most vital part of your business operations – your business properties. Here are some of the factors that will determine how much you pay for your property insurance.  Construction This refers to the design of the building as well as the materials used to construct it. The construction is important because some materials or building designs are more susceptible to damage than others.

Five Important Things To Know About Named-Driver Exclusion From Auto Insurance Coverage

Car insurance companies generally assume that an insurance coverage extends to everybody in a household. However, you may be allowed to name specific people that you want to be excluded from your coverage. This is called Named-Driver exclusion, and here are five things you should know about it: Some Carriers Don't Allow It There are auto insurance carriers that won't allow you to exclude drivers in your household even if you want to.

What Types of Insurance Does Your Small Business Need?

If you are just starting your own small business, you may be wondering how best to protect your investment. There are many different types of business insurance policies, but not all types are right for every business. Check out these five common types of insurance your small business may need. General Liability Insurance Just about any business needs general liability insurance. This type of insurance is designed to cover common issues businesses face.