When Is Comprehensive Insurance The Right Choice?

Most people are familiar with third-party auto insurance—the basic coverage typically required by law. But what about comprehensive insurance? Comprehensive coverage is a bit more expensive, but it can be a lifesaver if something unexpected happens. Here are three times when it might make sense to purchase comprehensive auto insurance instead of third-party auto insurance. If You Live in an Area With High Rates of Theft or Vandalism If you live in an area where vehicle theft and vandalism are common, comprehensive coverage can come in handy. [Read More]

What You Need To Know About Insuring Your Electric Vehicle

The current government administration has taken a firm stance on increasing the number of electric vehicles on the road over the next decade. President Biden issued an Executive Order calling for upgrades of federal vehicles to zero-emission vehicles and offering tax credits for anyone willing to upgrade. While many people are willing to buy them, others hesitate because they question how an electric vehicle affects their car insurance. Here are some things you need to know about car insurance services for your electric vehicle. [Read More]

How To Reduce Premiums For Commercial Truck Insurance

Any business that carries a commercial truck insurance policy will want to control its premiums as much as possible. How does a company reduce its premiums, though? You can address the following 5 areas of concern. Drivers Hiring standards and practices are among your best tools for asserting some control over truck insurance premiums. Whenever a company brings on drivers, it should try to hire folks with as much experience as possible. [Read More]

Things To Consider When Buying Homeowner's Insurance

As you finalize the details of buying your first home, one of the things that you should never underestimate is the importance of your homeowner's insurance. When it comes to buying a homeowner's insurance policy, there are many things to consider to ensure that you're getting the coverage that you need. Here's a look at some of the things that you need to discuss with your insurance agent. Market Value or Replacement Cost [Read More]