Any business that carries a commercial truck insurance policy will want to control its premiums as much as possible. How does a company reduce its premiums, though? You can address the following 5 areas of concern. Drivers Hiring standards and practices are among your best tools for asserting some control over truck insurance premiums. Whenever a company brings on drivers, it should try to hire folks with as much experience as possible. [Read More]
Things To Consider When Buying Homeowner's Insurance
As you finalize the details of buying your first home, one of the things that you should never underestimate is the importance of your homeowner's insurance. When it comes to buying a homeowner's insurance policy, there are many things to consider to ensure that you're getting the coverage that you need. Here's a look at some of the things that you need to discuss with your insurance agent. Market Value or Replacement Cost [Read More]
Top 5 Reasons Why An Insurer May Cancel Your Car Insurance Policy
You can cancel your car insurance policy at any time for several reasons. Similarly, your auto insurer can also cancel your policy for various reasons. You will receive a written notice, and if you act right and fast, you may be able to turn things around. Why Cancel? Laws vary by state, and policies vary among car insurance companies. That said, here are some reasons why your auto insurer may decide to cancel your policy. [Read More]
Do You Know What Your Auto Insurance Really Covers?
All too often, individuals find themselves in shock when they find out that the damage done to their vehicle is not covered under their auto insurance policy. This typically happens because individuals are not really aware of what protection each type of coverage offers. Consequently, they simply choose the policy with the lowest monthly premiums and assume that it will fully protect them. Thankfully, you can avoid finding yourself in this same position by taking just a moment to learn more about each type of auto insurance coverage so that you can make sure you are choosing a policy that really offers the level of protection you need. [Read More]