Insurance

What Costs Does Liability Auto Insurance Cover In An Auto Accident?

In most of the United States it is required by law that all motor vehicle owners carry liability auto insurance coverage on their automobiles at all times. Liability auto insurance does not offer the same amount of coverage that full coverage insurance does, but it is necessary to have it in the event an accident does occur. These are some of the different things that liability auto insurance covers.  Bodily Injury Liability

3 Things You Should Understand About Auto Insurance

If you own a car, you are obligated in most states to carry auto insurance. It is essential to not only have auto insurance but to understand how it works. Thing #1: State Required Insurance Is All About Liability Some people wrongly assume that the minimum insurance they are required to carry by the state will provide them with money to fix their vehicle if it is damaged in an accident.

Starting Your Own Business? How to Avoid Mistakes With Your Workers Compensation Insurance

If you're about to go into business for yourself, you have a lot of decisions to make. One of those decisions includes the type of insurance policies you need for your business. Having the right insurance coverage is one of the best ways to protect yourself from financial ruin. While you're shopping for insurance, don't forget about your workers' compensation coverage. Many small business owners forget about this specific type of insurance.

How To Avoid Medicare Fraud

If you or a loved one relies on Medicare and Medicare Supplement plans, then you will want to be on the lookout for Medicare insurance fraud. This form of fraud comes in multiple formats, but they all involve someone attempting to get paid for services they aren't entitled to under the Medicare insurance system. Here is how to avoid Medicare fraud. Protect The Medicare Insurance Number The number one way to avoid the most common Medicare insurance scams is to protect your or your loved one's Medicare insurance number from those that don't need it.

Insurance For Companies That Haul Vehicles

For many companies, insurance is difficult to shop for. This is also true for companies that offer car hauling. Companies that transport vehicles accept a lot of risks, which means that it comes with a lot of insurance too. Transporting cars from one place to another comes with a lot of risks that insurance companies might not want to cover. The liability risk you may face can put you in a position where you are forced to shop hard for insurance.

7 Factors That Impact Your Homeowner's Insurance Premium Costs

When you own a home, you are going to need homeowners insurance. When it comes to obtaining homeowners insurance, it is important to understand the various factors that will impact the cost of your premium. #1: Age of Your Home Generally, you are going to have to pay more for insurance on an older home. As your home ages, the plumbing and electrical systems may fail, increasing the chance of a claim.

How A Financial Advisor Can Help You

You may have come to a point in your life where you have decided that you are sick and tired of dealing with all of the things that continue to happen to your finances simply because you don't really know what you're doing. You work, you pay your bills, and you never seem to get ahead. No matter how much, or how little, you earn, you might find that you could still improve your current situation if you had more knowledge of ways you can make even small amounts of your money work for you if you learned how to save money, and you learned other tricks that could help you to pull a bit ahead financially.

4 Things To Know About Comprehensive Auto Insurance Coverage

Auto insurance comes in so many types and forms and can be extremely confusing to a lot of people. Because of this, it is often hard to know if you have the right types of coverages on your policy or not, and one type that you might not completely understand is called comprehensive coverage. If you do not fully understand this type of coverage, here are four things you may be wondering.

Choices You Will Have When Buying An Auto Insurance Policy

When you are ready to purchase auto insurance coverage, you will need to be prepared to answer a lot of questions. You will also need to be prepared to make some big decisions. As you talk with an agent about a car insurance quote, here are four choices you will likely have to make in order to have the right policy for your needs. The types of coverages The first choice you will have involves selecting the types of coverages you would like to have for your car.

Do You Need to Add Riders to Your Homeowner's Insurance Policy?

Updating your homeowner's insurance policy every year is always a smart move, as you may need to add or delete coverage, plus updating it offers a way to qualify for new discounts too. When you update your policy, it is also a good time to determine if you need to add riders to your policy. If you are not sure what these are, you should learn more about them, as many people add them to their policies to ensure that they have the coverage they need.